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Health Reform: Impact on Retirees

Aon Consulting's Alert on the Early Retiree Reinsurance Program Application
This document details points to consider and next steps for sponsors of eligible employment-based plans to participate in the federal Early Retiree Reinsurance Program, established by the Patient Protection and Affordable Care Act.

Aon Consulting’s Alert on Health Care Reform’s Impact on Retiree Health Care
This document outlines six particular provisions that specifically affect retiree health and group health plans covering retirees. For each provision, we explain what changed, the effective date, what it means for employers, and what they need to do.

Retiree Health Design Solutions: Helping Government Employers Balance Workforce Objectives and Balance Sheet Costs
Organizations are investigating ways to reduce or eliminate their accounting costs and liabilities or restructure their benefit programs. This document outlines how Aon Consulting helps plan sponsors identify and evaluate solutions in this complex market.

Aon Consulting Analysis of Changes to Retiree Drug Coverage
There are many changes employers must address due to the landmark health care legislation enacted last month. While much of the details are still being sorted out, there are certain issues related to retiree drug coverage that employers need to carefully consider, with some requiring immediate action.

Health Care Reform’s Early Retirement Reinsurance - Part I
Health Care Reform’s Early Retirement Reinsurance - Part II
Health Care Reform's Early Retirement Reinsurance - Part III

Recently enacted healthcare reform legislation introduced a new, temporary reinsurance program established to encourage plan sponsors to continue providing health coverage for early retirees by reimbursing them for a portion of the costs. This program begins in June 1, 2010 and ends as late as December 2013, but it will likely end sooner as its limited funds are expended. For this reason, plan sponsors should act quickly to best position themselves for receiving reimbursements while they last.